There is generally a limitation period of two years following the date of the accident to start a lawsuit. However, it is best to contact a lawyer as soon as possible.
Insurance policies may differ, however most policies provide income replacement benefits of up to $400 dollars per week.
Even if the accident was your fault, you are still entitled to accident benefits. This is often a misconception as individuals are unaware that these benefits are still available to them. Many benefits are available including income replacement and medical rehab benefits.
Accident benefits are a part of every Ontario auto insurance policy. It is mandatory coverage that applies when an individual is involved in a motor vehicle accident. This includes: drivers, passengers and pedestrians.
There are several factors we must consider before we can estimate the value of your case. Generally, if your case involves an automobile accident, there are two ways you can claim for compensation. The first is recovering damages from the person who was at fault for your accident and the second is Accident Benefits which are available to anyone injured in an automobile accident, whether they were a driver, passenger or pedestrian. You can get compensation for your pain and suffering and for the financial losses caused by the accident. Accident benefits can provide immediate payments to replace lost income and fund treatment.
We work on a “contingency fee” basis which means that you DO NOT pay anything unless we recover money for you in a settlement. When we successfully settle your claim, our legal fees are paid from the amount of your award and are usually a percentage of your award agreed upon beforehand.
Please bring with you any of the following documents that you may have:
- Insurance pink slip or certificate
- Your driver’s license or other photo ID
- Contact information for your insurance company
- Police motor vehicle/ car accident report or occurrence number and any other police documents including the officer’s card if it was provided to you
- Photographs of the scene of the accident and your injuries
- An estimate or any appraisal of property damage to your car or vehicle
- Record of your salary (pay stubs from your employer, a T4 slip or Canada Revenue Agency Record of Assessment)
- Any letters from your insurance company
- Any letters you may have received from the other party to the accident
- Any medical reports or notes/scripts from your doctor
- A list of your treating physicians and medical specialists you have seen
- Income replacement of up to $400 per week
- Non-earner benefits of up to $185 per week
- Caregiver expenses
- Medical and rehabilitation expenses of up to $50,000
- The cost of attendant care
- The cost of a housekeeper
- Education benefits
- The cost of prescription drugs
- Travel and visiting costs such as a hotel for your family
- Funeral costs and death benefits